Amortization Schedule Calculator
Generate a full loan amortization schedule with principal, interest, and balance per payment.
Result
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Enter loan amount, rate, and term, then click Calculate.
Each payment applies interest on the remaining balance first, then principal. Extra payments reduce principal directly.
Principal and annual nominal interest rate.
Duration in years determines number of payments.
Additional monthly principal accelerates payoff.
See principal, interest, and balance for every payment.
$250,000 principal, 6.5% rate, 30-year term.
Early payments are mostly interest; principal share grows over time.
Confusing with full mortgage PITI
Fix: Add taxes, insurance, and PMI separately for home loans.
Ignoring extra payment impact
Fix: Model extra payments to see true payoff timeline.
Generate a full loan amortization schedule with principal, interest, and balance per payment.
Result
—
Enter loan amount, rate, and term, then click Calculate.